L.D. O'Mire Insurance Services

When you choose the WorldCARE Health Insurance from World Insurance Company, you'll get more than solid, reliable health coverage from a financially strong company.

You'll also get the right balance of cost, coverage and convenience

Affordable Rates - Help keep your expenses  down
• Program for every budget- special coverage options help you balance the need for health insurance and stay within your    budget.
• Manage your expenses better with rate guarantees up to 3 years

Customized Solutions - Options let you tailor the coverage for a better fit
• We developed a flexible health care plan giving you a full range of benefit options so you can customize your coverage.
• Avoid paying for benefits that you don't need or never use- select only the benefits that you want

Convenient - We take care of the paperwork
• Streamlined application process helps you eliminate time-consuming paperwork
• Automated claim payment system means you don't waste valuable time filing paperwork if you're sick or hurt

WorldCARE BENEFIT HIGHLIGHTS

·         3 Year Rate Guarantee

o   Your rates will not change for three years if you choose this option. One and Two year options are also available. This kind of rate stability makes budgeting so much easier.

·         Hospital Coverage

o   Your plan covers inpatient hospital stays and pays for related services and supplies.

·         Wellness Benefits

o   To help you maintain your good health, the plan helps pay for routine physicals, screenings and immunizations.

·         Good Health Refund

o   Get a portion of your premium refunded for every consecutive year that you don’t have a claim. (Wellness Services are excluded). You’ll receive a 5% refund of your premium the first year, 10% the second year and a 15% refund of your premium your third and additional consecutive years. Not available in all states. See your contract for details.

·         Discounted Costs for Health Care

o   World has negotiated lower, discounted rates on health care treatment for you through our network of preferred providers.

·         Freedom to choose your own doctors

o   You can choose your own doctors and hospitals. Coverage is provided whether treatment is received inside or outside the network.

·         Lifetime maximum

o   Choose to have your plan pay up to 2 to 10 million for all eligible medical expenses

Our Commitment to you goes beyond your insurance coverage…..

At World, every health insurance plan you choose automatically includes extra privileges to help you make better health care decisions. We’ve chosen HealthEquityâ to provide you with all of these services at no cost to you…and some of these extra privileges include:

·         Easy Health Assessment Program- helps you get a better handle on your current health.. and shows you smart ways to take care of yourself.

·         Symptom Checker –helps you diagnose and understand a health related condition

·         Care Guides – understand the best way to care for various health conditions

·         Hospital Comparison Tool- research and compare hospitals based on cost and quality

Take advantage of these services by activating your free account. Simply log on to www.healthequity.com once your coverage is issued.